The Amazon reward credit card – everything you need to know

Amazon is bloody everywhere eh? From same day delivery, veg, television and now its launched the Amazon reward credit card. I’ve taken a look and you know what, it’s pretty good for a cashback card – especially if you shop at Amazon quite a bit (and who doesn’t?) because you’re getting points every time you shop, which add up to rewards.

Is the Amazon Reward credit card any good?

Anyone else remember the days of incredible cashback and rewards every-time they spent on their credit card? I used to dram of the day my credit rating would be good enough to get an airline credit card because spenders were getting free holidays and flight upgrades. Of course, by the time I did have good credit – credit card companies started slashing the perks offered on reward cards.

HOWEVER, with the Amazon Platinum card, you get a £10 Amazon gift card and reward points every time you shop. It’s especially good is you shop at Amazon.

amazon reward credit card

What rewards do you get?

Once you sign up, you’ll automatically get a £10 Amazon gift card and 0.75 points per £1 spent at Amazon, and 0.5 points per £1 when you shop in other places. Once you’ve accumulated 1,000 points you’l get a £10 gift card to use at Amazon.

Now don’t go thinking you’re going to have all the Amazon freebies, because you still need to spend a whopping £1,333 at Amazon or £2,000 at other shops to earn yourself a tenner. Which is a lot, but if you’re spending the money anyway – it’s free money.

amazon reward credit card

Let’s talk about the APR

The no-fee card comes with 0% interest on purchases for three months and a standard rate of 21.9% (APR) – which is frankly eye-watering. So whatever you do, don’t fall into the trap of spending more than you would normally to get the rewards.

If you don’t think you’ll be able to pay off your credit card in full every month, don’t touch it because that super high APR will sting you.


What do you think? Will you be getting the Amazon credit card? I think I might because I have a M&S one which has decent rewards, but I no longer live or work by an M&S, so aren’t building up points – think I will switch.

3 Comments

  1. Phil Jan 25 2017
    • Lottyburns Jan 25 2017
      • Phil Jan 25 2017

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