How to Save Money When You Think You Can’t Afford To

It’s an amazing feeling to go through your finances with a fine-toothed comb and find areas where you’re overspending. One of the easiest ways to see more expendable cash in your bank is to save money. Think about it – it only takes a small amount of time and effort and you don’t have to put in any extra work each month.

But what if you’re looking to save money and feel like there’s no wiggle room? It can be disheartening but there are lots of ways to free up some more cash to stash away for whatever it is you’re saving for.

BT Basic 

Your internet and phone bill can be a big chunk of your outgoings. But there’s a little-known BT Basic deal some people can get which could potentially slash your monthly costs.

If you’re on Income Support, Jobseeker’s Allowance, or a few other benefits, you could look to save money on your phone and broadband costs by moving over to BT Basic.

This is such a low-cost deal that they’re actually making a loss on it. It’s not the most comprehensive service out there but it’s certainly worth looking at if you need to make some urgent savings.


Cheap Amazon Sellers

Amazon is a massive marketplace that’s filled with almost every product you can think of. However, there are also a few keywords you can search for that will bring up huge lists of products that are incredibly low cost (70p).

It’s worth checking these out because you’re likely to be able to make big savings on products you’d buy elsewhere. Check out my guide on cheap Amazon sellers and where to find them.

B&M Bargains

If you like B&M, you’re going to seriously thank me for this one.

As if B&M didn’t have enough bargains as it is, there’s actually an app you can download that can show even lower prices than in-store.

If you find this to be the case on a product you’re wanting to buy, they’ll honour the price in-store. 

ASDA Christmas Savings Card

This Asda savings card is a great way to prepare for Christmas. The idea behind it is that you’ll add a little bit of cash to it at the till when you’re paying for your shopping and it will add up over time.

The cool thing here, however, is that you’ll also be given bonus cash on your savings which means you’ll have a little extra to spend at Christmas and can save over a longer period.

christmas biscuits

Chip App

Chip is a wonderful little app that helps you to save cash without even realising you’re doing it. I’ve managed to save over 2K without noticing!

You attach your bank account to it, and it analyses your balance before deciding whether you can afford to put some cash aside.

If the app decides you can, it will stash an appropriate amount (this could be as little as £1). As time goes by, you’ll have saved a decent chunk of cash that you can use for whatever you want.

Deals, Sales, Freebies

Keeping up to date with current deals is a great way to save huge amounts of cash over time.

This page is updated regularly (especially coming up to Christmas) so you can take advantage of savings on all sorts of products from Yankee Candles to Perfume Sets and everything between.

girl in shop holding lots of sweets in her hands


Most people don’t realise that they could be saving hundreds of pounds per year by switching to a better energy tariff.

It takes about 10 minutes to do. Just stick your details into a comparison site and do it.

uSwitch is one that does it too. Enter some details, compare prices, select a tariff you want, done.

Cheap Beauty Essentials

We’re often bombarded with adverts about the next beauty essentials that are so much better – and more expensive – than the ones we’ve bought previously.

It’s just a way to get us to give brands more money for the same quality products. The great news is that there are bargain products out there that are both super cheap yet amazing quality – and they’re listed right here.

Save £1000 in One Day

Sounds impossible, but I promise you – this is do-able.

From gas and electricity supplier swaps to bank account switches and creative tax claims, there are ways to make huge savings in just one day.

All it takes is a little time and knowing how to get started – you’re covered here.

Getting Your Finances Under Control

The best course of action when looking to save money is to make sure you’re actually in control of your finances.

Knowledge is power in this regard and, once you’ve spent a little time calculating your incomings and outgoings, it’s much easier to put money aside, earn more, and build your credit rating. 

The Money Shed

Sure, I spend my days arguing with Jon on Twitter! haha, but The Money Shed is an amazing source of information about creative ways to earn more and save more money.

From money-making apps to full-time work-from-home opportunities, this place has it all. There’s also an active forum that let’s you bounce ideas off other like-minded individuals.

One Response

  1. Jignesh Patel August 9, 2020

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